[hidden]{display:none!important}
:root{--navy:#102943;--navy2:#1c4567;--gold:#bb9250;--goldsoft:#f4ebdc;--bg:#faf8f4;--paper:#fff;--line:#e2e3e1;--muted:#667481;--text:#263443;--shadow:0 15px 42px rgba(18,43,66,.055)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",sans-serif;background:var(--bg);color:var(--text);line-height:1.6}a{color:inherit}button,input,textarea,select{font:inherit}button{cursor:pointer}.wrap{width:min(1160px,calc(100% - 40px));margin:auto}.topline{height:4px;background:var(--navy)}.noticebar{text-align:center;padding:8px 20px;font-size:11px;letter-spacing:.1px;background:#eef2f5;color:#405466}.noticebar strong{color:#243749}.noticebar a{margin-left:9px;color:var(--navy);text-decoration:underline}.notice-signal{color:var(--gold);font-size:13px}.site-header{position:sticky;top:0;z-index:15;background:rgba(250,248,244,.96);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}.header-inner{height:78px;display:flex;align-items:center;gap:35px}.brand{display:inline-flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);font-family:Georgia,"Times New Roman",serif;font-weight:700;font-size:27px;white-space:nowrap;letter-spacing:-1px}.brand-icon{width:37px;height:37px;border:1px solid #dcc393;border-radius:50%;font-family:Georgia,serif;display:grid;place-items:center;font-size:22px}.site-header nav{display:flex;align-items:center;gap:27px;margin-left:auto}.site-header nav a{font-size:13px;text-decoration:none;font-weight:650;color:#475a6a}.site-header nav a:hover,.footer-links a:hover{color:#af7c2b}.header-contact{border:1px solid #c9d0d3;padding:9px 17px;border-radius:10px;font-size:12px;font-weight:700;text-decoration:none;color:var(--navy);white-space:nowrap}.hero{padding:86px 0 81px;background:radial-gradient(ellipse at 67% 0,rgba(195,159,96,.15),transparent 38%),linear-gradient(180deg,#fbfaf6,#f7f4ed);border-bottom:1px solid #ece7dc}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;align-items:center;gap:85px}.eyebrow{display:inline-block;font-size:11px;font-weight:800;letter-spacing:2px;text-transform:uppercase;color:#a37c3c}.hero h1,.page-hero h1{font-family:Georgia,"Times New Roman",serif;letter-spacing:-2px;color:var(--navy);font-weight:700;line-height:1.12}.hero h1{font-size:clamp(43px,5.6vw,70px);margin:15px 0 19px}.hero h1 em{font-style:normal;color:#ab7e39}.hero p,.page-hero p{font-size:16px;color:#5b6b79;max-width:620px}.searchbox{margin:31px 0 15px;display:flex;gap:0;align-items:center;background:#fff;border:1px solid #cfd7dd;border-radius:12px;box-shadow:var(--shadow);padding:6px}.searchbox input{min-width:0;flex:1;border:0;background:transparent;height:47px;padding:0 16px;outline:none;color:var(--navy);font-size:14px}.searchbox:focus-within{border-color:var(--gold)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:43px;border:1px solid #d6dbdf;border-radius:9px;padding:9px 18px;text-decoration:none;font-weight:750;font-size:13px;white-space:nowrap;background:#fff;color:var(--navy)}.btn-primary{border-color:var(--navy);background:var(--navy);color:#fff}.btn-primary:hover{background:#214e72}.btn-ghost:hover{border-color:var(--gold);background:#fbf8f0}.hero-small{font-size:12px;color:#7d8790}.hero-small a{color:var(--navy);font-weight:700;text-decoration:none}.hero-art{position:relative;display:grid;place-items:center;min-height:390px}.ring{position:absolute;width:360px;height:360px;border:1px solid rgba(187,146,80,.4);border-radius:50%}.ring:before,.ring:after{content:"";position:absolute;inset:27px;border:1px solid rgba(187,146,80,.16);border-radius:50%}.ring:after{inset:60px}.art-card{position:relative;width:275px;min-height:280px;background:white;border:1px solid #e2dfd7;box-shadow:0 24px 80px rgba(28,52,68,.12);border-radius:22px;padding:32px;transform:rotate(-4deg);display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center}.art-card .art-logo{font-size:78px;line-height:1;color:var(--navy)}.art-card h2{font-family:Georgia,serif;font-size:26px;margin:14px 0 6px;color:var(--navy)}.art-card p{margin:0;font-size:12px;line-height:1.6}.mini-card{position:absolute;right:0;bottom:23px;padding:16px 19px;border-radius:12px;border:1px solid #dedad0;background:white;box-shadow:var(--shadow);font-size:12px;max-width:215px}.mini-card b{display:block;color:var(--navy);font-size:15px}.section{padding:72px 0}.section-muted{background:#f3f4f3}.section-head{display:flex;align-items:end;justify-content:space-between;gap:30px;margin-bottom:28px}.section-head h2,.contact-card h2{font:700 clamp(27px,3vw,39px)/1.18 Georgia,"Times New Roman",serif;color:var(--navy);letter-spacing:-.75px;margin:8px 0}.section-head p{color:var(--muted);font-size:14px;margin:8px 0 0}.textlink{font-size:13px;font-weight:800;color:var(--navy);white-space:nowrap;text-decoration:none}.textlink:hover{text-decoration:underline}.card-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.item-card,.tool-card{display:block;border:1px solid var(--line);border-radius:16px;background:#fff;text-decoration:none;padding:24px;box-shadow:var(--shadow);transition:transform .15s,border-color .15s}.item-card:hover,.tool-card:hover{transform:translateY(-3px);border-color:#d2bd9a}.icon-sq{width:43px;height:43px;background:#f2f5f6;display:grid;place-items:center;border-radius:12px;font-size:21px;color:var(--navy);margin-bottom:22px}.item-card h3,.tool-card h3{font-family:Georgia,serif;font-size:21px;margin:0 0 7px;color:var(--navy)}.item-card p,.tool-card p{font-size:13px;color:var(--muted);margin:0 0 15px;min-height:42px}.card-arrow{font-weight:800;color:#9f782f;font-size:12px}.tool-cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.tool-card .icon-sq{background:var(--goldsoft)}.tool-card .tool-meta{font-size:10px;letter-spacing:1px;text-transform:uppercase;color:#96733a;font-weight:800}.page-hero{padding:58px 0 38px;background:linear-gradient(180deg,#f9f7f1,#faf8f4)}.breadcrumb{color:#79848e;font-size:12px}.breadcrumb a{color:#536779;text-decoration:none}.page-hero h1{font-size:clamp(35px,4vw,50px);margin:22px 0 14px}.page-hero p{margin:0}.page-section{padding:18px 0 72px}.list-toolbar{display:flex;gap:12px;align-items:center;margin-bottom:22px}.list-toolbar input,.calc-form input,.calc-form select{min-height:48px;width:100%;border:1px solid #d2dadf;border-radius:9px;padding:10px 13px;background:#fff;color:var(--navy);outline:none}.list-toolbar input:focus,.calc-form input:focus,.calc-form select:focus{border-color:var(--gold)}.list-toolbar .field-search{flex:1}.listing-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:13px}.list-item{padding:18px;border-radius:13px;background:#fff;border:1px solid var(--line);text-decoration:none;transition:.15s}.list-item:hover{border-color:var(--gold)}.list-item strong{display:block;font-size:16px;color:var(--navy);margin-bottom:5px}.list-item small{color:var(--muted);font-size:12px}.list-item span{display:block;margin-top:12px;color:#996f2a;font-size:12px;font-weight:700}.empty-state{padding:26px;text-align:center;background:white;border:1px dashed #d6d9da;border-radius:12px;color:#667481}.detail-grid{display:grid;grid-template-columns:1.55fr .85fr;gap:21px;align-items:start}.detail-card{border:1px solid var(--line);background:#fff;border-radius:16px;padding:27px;box-shadow:var(--shadow);margin-bottom:18px}.detail-card h2{font:700 25px Georgia,serif;color:var(--navy);margin:0 0 17px}.detail-card h3{font-size:16px;margin:19px 0 7px;color:var(--navy)}.detail-card p{color:#4f6070;font-size:14px}.data-row{padding:13px 0;border-bottom:1px solid #eef0f2}.data-row:last-child{border-bottom:0}.data-row span{display:block;color:#808b94;font-size:11px;font-weight:750;letter-spacing:.5px;text-transform:uppercase}.data-row strong{display:block;font-size:15px;color:var(--navy);margin-top:5px;font-weight:650;overflow-wrap:anywhere}.data-row a{color:var(--navy)}.map-preview{height:160px;background:repeating-linear-gradient(45deg,#e9eef0 0px,#e9eef0 16px,#e4e9eb 16px,#e4e9eb 32px);border-radius:12px;display:grid;place-items:center;color:var(--navy);text-align:center;font-size:14px}.map-preview div{background:rgba(255,255,255,.9);padding:12px 20px;border-radius:10px}.sourcebox{background:#f4f7f8;border:1px solid #dfe6e9;border-radius:12px;padding:17px;font-size:12px;color:#5a6e7d}.sourcebox a{font-weight:700;color:var(--navy);overflow-wrap:anywhere}.chiprow{display:flex;flex-wrap:wrap;gap:9px}.tag{border-radius:8px;background:#f1f4f6;padding:6px 11px;font-size:12px;color:#344f65}.related-list a{display:block;padding:11px 0;border-bottom:1px solid #e7ebec;text-decoration:none;color:var(--navy);font-weight:700;font-size:13px}.related-list a:last-child{border:0}.alert{border-radius:12px;background:#fff9ed;border:1px solid #ecddc0;padding:15px 17px;color:#68552f;font-size:13px;margin:15px 0}.calc-layout{display:grid;grid-template-columns:1fr 1fr;gap:20px;align-items:start}.calc-form{display:grid;gap:17px}.calc-form label{display:grid;gap:6px;font-size:12px;color:#526777;font-weight:750}.calc-result{border-radius:12px;padding:24px;background:#eff4f7;border:1px solid #dce7ee;min-height:140px}.calc-result strong{font-size:28px;color:var(--navy);display:block;margin:8px 0}.calc-result p{margin:0;color:#597080;font-size:13px}.prose{max-width:800px;font-size:15px;line-height:1.9;color:#495d6b}.prose h2{font:700 28px Georgia,serif;color:var(--navy);margin:33px 0 10px}.prose a{color:var(--navy);text-decoration:underline}.contact-section{padding:70px 0;background:var(--navy)}.contact-card{background:#fff;border-radius:20px;padding:36px 40px;display:grid;grid-template-columns:.75fr 1.25fr;gap:65px;box-shadow:0 24px 65px #07192a36}.contact-card p{color:var(--muted);font-size:13px}.contact-card form{display:grid;gap:12px}.contact-card form label{font-size:11px;font-weight:700;color:#516478;display:grid;gap:5px}.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px}.contact-card input,.contact-card textarea{width:100%;border:1px solid #d8e0e3;border-radius:8px;padding:10px;outline:none;color:var(--navy)}.contact-card input:focus,.contact-card textarea:focus{border-color:var(--gold)}.form-end{display:flex;justify-content:space-between;gap:12px;align-items:center}.form-end small{font-size:10px;color:#8a959a}.form-end small a{text-decoration:underline}.honeypot{position:absolute;left:-200vw;opacity:0;pointer-events:none}.form-status{margin:0;font-size:12px}.site-footer{background:#f0efe9;border-top:1px solid #dfded7;padding:45px 0 20px}.footer-grid{display:grid;grid-template-columns:2fr 1fr;gap:40px}.footer-brand{font:700 27px Georgia,serif;text-decoration:none;color:var(--navy)}.site-footer p{font-size:13px;color:#657381;margin:10px 0}.site-footer small{font-size:11px;max-width:740px;display:block;color:#687582;line-height:1.7}.footer-links{display:flex;flex-direction:column;gap:7px;align-items:flex-start}.footer-links a{font-size:12px;text-decoration:none;color:#3a5265}.footer-bottom{border-top:1px solid #d9dddf;padding-top:16px;margin-top:32px;display:flex;justify-content:space-between;gap:15px;font-size:11px;color:#74808b}.footer-stats strong{color:var(--navy)}.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0)}@media(max-width:960px){.hero-grid{gap:24px}.hero-art{min-height:320px}.ring{width:290px;height:290px}.art-card{width:235px;min-height:245px}.mini-card{right:-4px}.site-header nav{gap:15px}.detail-grid{grid-template-columns:1.3fr .8fr}}@media(max-width:760px){.wrap{width:min(100% - 28px,1160px)}.header-inner{height:auto;padding:12px 0;flex-wrap:wrap;gap:8px}.site-header nav{width:100%;order:3;overflow-x:auto;gap:20px;margin-top:4px;padding:5px 0}.site-header nav a{white-space:nowrap;font-size:11px}.header-contact{margin-left:auto}.hero{padding:42px 0 54px}.hero-grid{grid-template-columns:1fr}.hero h1{font-size:45px}.hero-art{display:none}.section{padding:47px 0}.section-head{align-items:flex-start;flex-direction:column;gap:8px}.card-grid,.tool-cards,.listing-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.detail-grid,.calc-layout,.contact-card{grid-template-columns:1fr}.contact-card{gap:18px;padding:24px}.page-hero{padding:35px 0 30px}}@media(max-width:500px){.card-grid,.tool-cards,.listing-grid,.field-grid,.footer-grid{grid-template-columns:1fr}.searchbox{display:grid;gap:6px}.searchbox button{width:100%}.hero h1{font-size:40px}.hero p,.page-hero p{font-size:14px}.item-card,.tool-card{padding:20px}.footer-bottom{flex-direction:column}.form-end{flex-wrap:wrap}.form-end .btn{width:100%}.list-toolbar{flex-direction:column;align-items:stretch}.brand{font-size:24px}.detail-card{padding:20px}}

.cookie-banner{position:fixed;z-index:100;bottom:18px;left:50%;transform:translateX(-50%);width:min(770px,calc(100% - 28px));border:1px solid #d4dfe4;background:white;border-radius:15px;padding:18px 22px;box-shadow:0 15px 65px #10294333;display:flex;align-items:center;justify-content:space-between;gap:22px}.cookie-banner strong{display:block;font-size:14px;color:var(--navy)}.cookie-banner p{font-size:12px;color:#647482;margin:4px 0 0}.cookie-banner a{color:var(--navy);font-weight:700}.cookie-buttons{display:flex;gap:9px;flex-shrink:0}.cookie-settings{border:0;background:transparent;color:#3a5265;text-align:left;font:inherit;font-size:12px;padding:0;cursor:pointer}.cookie-settings:hover{text-decoration:underline}@media(max-width:600px){.cookie-banner{display:block;padding:15px}.cookie-buttons{margin-top:12px}.cookie-buttons button{flex:1}}
/* Portal v2: editorial slider, legal dialog, searchable articles and live calculators */
.home-slider{position:relative;background:var(--navy)}.slider-shell{position:relative}.slide{min-height:370px;background:radial-gradient(ellipse at 72% 35%,#2b516d 0,transparent 45%),linear-gradient(125deg,#102943,#173951);position:relative;isolation:isolate;color:#fff}.slide:before{content:"";position:absolute;inset:0;background-image:var(--slide-img);background-size:cover;background-position:65% center;opacity:.18;z-index:-1}.slide-sand{background:linear-gradient(120deg,#f1e6d2,#e4d4b6);color:var(--navy)}.slide-paper{background:linear-gradient(130deg,#eff4f6,#fff);color:var(--navy)}.slide-inner{min-height:370px;display:grid;grid-template-columns:1.5fr .5fr;align-items:center;gap:25px;padding-block:42px 66px}.slide .eyebrow{color:#d3ae70}.slide-sand .eyebrow,.slide-paper .eyebrow{color:#83632e}.slide h1{font:700 clamp(35px,4.9vw,61px)/1.12 Georgia,'Times New Roman',serif;letter-spacing:-1.3px;max-width:780px;margin:12px 0 14px}.slide p{font-size:15px;max-width:680px;opacity:.87;margin:0 0 26px}.slide-side{display:grid;place-items:center}.slide-symbol{width:175px;height:175px;display:grid;place-items:center;border:1px solid currentColor;border-radius:50%;opacity:.16;font-size:100px}.slider-controls{position:absolute;bottom:15px;left:50%;transform:translateX(-50%);display:flex;align-items:center;justify-content:flex-end;gap:12px;z-index:3}.slider-controls>button{height:31px;width:31px;border:1px solid #ffffff70;background:#ffffff2a;color:#fff;border-radius:50%;font-size:20px;line-height:1}.slide-sand~.slider-controls>button{color:var(--navy)}.slider-dots{display:flex;gap:7px}.slider-dots button{width:8px;height:8px;border-radius:50%;background:#bfc5ce;border:0;padding:0}.slider-dots button.selected{background:var(--gold);width:22px;border-radius:7px}.quick-search-bar{padding:25px 0 15px;background:#f6f4ee;border-bottom:1px solid var(--line)}.quick-search-bar .searchbox{max-width:875px;margin:0 0 7px}.quick-search-bar small{color:var(--muted);font-size:11px}.article-grid,.blog-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}.article-card,.blog-card{display:block;text-decoration:none;background:#fff;border:1px solid var(--line);border-radius:14px;padding:24px;min-height:195px;box-shadow:var(--shadow)}.article-card h3,.blog-card h2{font:700 23px/1.2 Georgia,serif;color:var(--navy);margin:11px 0 9px}.article-card p,.blog-card p{font-size:13px;color:var(--muted)}.blog-card small{display:block;font-size:11px;color:var(--muted);margin:8px 0}.blog-card-icon{color:var(--gold);font:700 28px Georgia,serif}.tool-search{margin-top:18px}.tool-search input{border:1px solid var(--line);border-radius:10px;padding:12px 15px;background:#fff;width:min(440px,100%)}.calc-form input,.calc-form select{width:100%;background:#fff;border:1px solid #cfd8de;border-radius:9px;padding:11px;color:var(--navy);font-size:14px}.calc-form input:focus,.calc-form select:focus{outline:2px solid #c8b388;outline-offset:1px}.calc-form .form-end{justify-content:start}.calc-result-controls{display:flex;flex-wrap:wrap;gap:8px;margin-top:15px}.calc-breakdown{margin:13px 0 0;padding-top:10px;border-top:1px solid #d7e1e7}.calc-breakdown>div{display:flex;justify-content:space-between;align-items:start;gap:10px;border-bottom:1px solid #dfe7ec;padding:7px 0}.calc-breakdown dt{color:#52697b;font-size:12px}.calc-breakdown dd{font-size:12px;margin:0;font-weight:700;color:var(--navy);text-align:right}.footer-legal{padding:17px 0 2px;text-align:center;font-size:12px;color:#66717e}.footer-legal strong{color:var(--navy)}.legal-link{display:inline;border:0;background:none;color:var(--navy);text-decoration:underline;font-weight:750;padding:0;margin-left:7px;cursor:pointer;font-size:12px}.legal-modal{border:1px solid #e3e8eb;border-radius:18px;padding:0;width:min(620px,calc(100% - 28px));max-height:85vh;box-shadow:0 25px 95px #071b2b55;color:var(--navy)}.legal-modal::backdrop{background:#091b2ac0;backdrop-filter:blur(3px)}.legal-modal-top,.legal-modal-bottom{padding:18px 24px;display:flex;justify-content:space-between;align-items:center;gap:20px;border-bottom:1px solid var(--line)}.legal-modal-top h2{font:700 24px Georgia,serif;margin:0}.legal-close{font-size:28px;border:0;background:transparent;color:var(--navy);cursor:pointer}.legal-modal-body{padding:8px 24px;overflow:auto;max-height:55vh;font-size:14px;color:#4d6070;line-height:1.8}.legal-modal-bottom{justify-content:flex-end;border-bottom:0;border-top:1px solid var(--line)}.legal-modal a{color:var(--navy);font-weight:700}.article-body{background:white;border:1px solid var(--line);border-radius:16px;padding:30px;margin:0 auto}.article-body .alert{margin-top:25px}.article-body ul{padding-left:24px}.article-body li{margin:7px 0}
@media(max-width:850px){.slide-inner{grid-template-columns:1fr}.slide-side{display:none}.article-grid,.blog-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:600px){.slide,.slide-inner{min-height:320px}.slide-inner{padding-block:36px 61px}.slide h1{font-size:37px}.article-grid,.blog-grid{grid-template-columns:1fr}.article-card,.blog-card{min-height:0}.slider-controls{justify-content:center}.footer-legal{line-height:1.9}.article-body{padding:20px}}
@media print{.site-header,.site-footer,.contact-section,.calc-result-controls,.cookie-banner,.legal-modal,.page-hero .breadcrumb{display:none!important}.calc-layout{display:block}.calc-form{display:none}.calc-result{border:0;background:transparent}}

.tool-group{margin:0 0 40px}.tool-group>h2{font:700 24px Georgia,serif;color:var(--navy)}.tool-group .tool-cards{margin-top:14px}